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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,821 | $87,542-73.9% | $75,782-69.9% | $125,393-81.8% |
| Participation rate | 36.4% | 80.2%-43.8pp | 75.8%-39.5pp | 83.2%-46.8pp |
| Annual return | -2.30% | 13.48%-15.8pp | 9.68%-12.0pp | 282.23%-284.5pp |
| Employer contribution / active EE | $0 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,377 | $4,229-67.4% | $3,652-62.3% | $5,351-74.3% |
| Admin fee / account holder | $3,495 | $6,502-46.3% | $5,300-34.1% | $9,541-63.4% |