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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,349 | $94,439-83.7% | $73,658-79.2% | $154,746-90.1% |
| Participation rate | 95.0% | 64.7%+30.3pp | 57.0%+38.0pp | 80.7%+14.3pp |
| Annual return | 15.69% | 28.25%-12.6pp | 29.72%-14.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,693 | $1,257+34.7% | $1,032+64.0% | $4,379-61.3% |
| Participant deferral / active EE | $3,725 | $2,527+47.4% | $2,062+80.7% | $6,730-44.7% |
| Admin fee / account holder | $9,037 | $3,843+135.2% | $3,357+169.2% | $14,365-37.1% |