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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,463 | $101,069-58.0% | $81,478-47.9% | $147,585-71.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 15.68% | 32.40%-16.7pp | 38.78%-23.1pp | 578.57%-562.9pp |
| Employer contribution / active EE | $6,617 | $3,205+106.4% | $2,568+157.7% | $4,876+35.7% |
| Participant deferral / active EE | $4,012 | $4,242-5.4% | $3,537+13.4% | $5,439-26.2% |
| Admin fee / account holder | $1,680 | $5,812-71.1% | $4,561-63.2% | $10,885-84.6% |