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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,935 | $75,828-71.1% | $147,617-85.1% | $59,632-63.2% |
| Participation rate | 88.0% | 71.6%+16.4pp | 84.6%+3.4pp | 68.7%+19.3pp |
| Annual return | -0.76% | 0.37%-1.1pp | 61.98%-62.7pp | 2041.32%-2042.1pp |
| Employer contribution / active EE | $817 | $3,485-76.6% | $5,565-85.3% | $2,203-62.9% |
| Participant deferral / active EE | $2,136 | $3,130-31.8% | $4,895-56.4% | $3,192-33.1% |
| Admin fee / account holder | $1,652 | $5,985-72.4% | $11,611-85.8% | $4,297-61.5% |