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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,507 | $102,385+299.0% | $147,080+177.7% | $80,935+404.7% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 24.43% | 135.09%-110.7pp | 420.17%-395.7pp | 35.66%-11.2pp |
| Employer contribution / active EE | $13,042 | $3,717+250.9% | $4,933+164.4% | $2,757+373.1% |
| Participant deferral / active EE | $9,780 | $6,651+47.0% | $8,066+21.2% | $4,299+127.5% |
| Admin fee / account holder | $1,918 | $7,951-75.9% | $12,989-85.2% | $6,924-72.3% |