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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $24,476 |
GOLDMAN SACHS2+ years Filed as: VISTA CAPITAL PARTNERS, INC. Service code 26 · EIN 93-1307808 | Advisory (Participants) | $14,222 |
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO ADVISORS Service code 26 · EIN 23-2384840 | Advisory (Participants) | $12,643 |
Filed as: NORTHWESTERN MUTUAL Service code 26 · EIN 39-2018056 | Advisory (Participants) | $10,946 |
Service code 10 · EIN 26-1570786 | Accounting | $5,363 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,713 | $76,551+98.2% | $123,894+22.5% | $62,881+141.3% |
| Participation rate | 96.5% | 73.0%+23.5pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 5.31% | 18.68%-13.4pp | 47.52%-42.2pp | 20.14%-14.8pp |
| Employer contribution / active EE | $9,150 | $2,882+217.5% | $4,617+98.2% | $2,281+301.2% |
| Participant deferral / active EE | $5,869 | $4,840+21.3% | $5,984-1.9% | $3,203+83.2% |
| Admin fee / account holder | $371 | $4,826-92.3% | $8,357-95.6% | $4,296-91.4% |