Retirement plan

SELF ENHANCEMENT, INC. 401K PLAN

Name: SELF ENHANCEMENT, INC. - SELF ENHANCEMENT, INC. 401K PLAN (2019) Form 5500
Creator: SELF ENHANCEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SELF ENHANCEMENT, INC. 401K PLAN, SELF ENHANCEMENT, INC.

SELF ENHANCEMENT, INC.EIN 93-1086629Plan #001PY 2019

3920 N. KERBY AVENUE - PORTLAND, OR 972271255503-249-1721selfenhancement.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$4.3M

+22.1% from 2018

Total participants

224

+16.1% from 2018

Average account balance

$20,855

+4.3% from 2018

Annual return

17.93%

+23.61 pp from 2018

Benchmarks

See 1,705 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,705 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

215

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$905K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$282

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY1 year Service code 13 · EIN 42-0127290	Contract Administrator	$31,488
RAYMOND JAMES FINANCIAL SERVICES1 year Filed as: RAYMOND JAMES INSURANCE GROUP INC Service code 49	Other Services	$7,472
PROFESSIONAL BENEFIT SERVICES5+ years Filed as: PROFESSIONAL BENEFIT SERVICES, INC Service code 13 · EIN 93-0998477 1193 ROYVONNE AVE. SE SUITE 22 · SALEM, OR 97302	Contract Administrator	$2,485
RAYMOND JAMES FINANCIAL SERVICES1 year Filed as: RAYMOND JAMES Service code 49 · EIN 59-1199408	Other Services	$0
WILSHIRE ASSOCIATES INCORPORATED1 year Filed as: WILSHIRE ASSOCIATED INC Service code 27 · EIN 95-2755361	Advisory (Plan)	$0
WILSHIRE ASSOCIATES INCORPORATED1 year Filed as: WISHIRE ASSOCIATES INCORPORATED Service code 27	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$37K

$257 / participant

Contract admin$37K100.0%

% of EOY assets

0.877%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOFFMAN, STEWART & SCHMIDT, P.C.
Auditor EIN: 930743240
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,855

$51,620-59.6%

$90,300-76.9%

$65,185-68.0%

Participation rate

87.0%

68.6%+18.4pp

73.3%+13.7pp

70.2%+16.8pp

Annual return

17.93%

24.94%-7.0pp

78.11%-60.2pp

29.38%-11.5pp

Employer contribution / active EE

$1,270

$2,235-43.2%

$2,854-55.5%

$2,177-41.6%

Participant deferral / active EE

$2,352

$2,871-18.1%

$3,884-39.4%

$3,514-33.1%

Admin fee / account holder

$183

$384-52.4%

$5,353-96.6%

$847-78.4%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY1 year

Service code 13 · EIN 42-0127290

Contract Administrator

$31,488

RAYMOND JAMES FINANCIAL SERVICES1 year

Filed as: RAYMOND JAMES INSURANCE GROUP INC

Service code 49

Other Services

$7,472

PROFESSIONAL BENEFIT SERVICES5+ years

Filed as: PROFESSIONAL BENEFIT SERVICES, INC

Service code 13 · EIN 93-0998477

1193 ROYVONNE AVE. SE SUITE 22 · SALEM, OR 97302

Contract Administrator

$2,485

RAYMOND JAMES FINANCIAL SERVICES1 year

Filed as: RAYMOND JAMES

Service code 49 · EIN 59-1199408

Other Services

WILSHIRE ASSOCIATES INCORPORATED1 year

Filed as: WILSHIRE ASSOCIATED INC

Service code 27 · EIN 95-2755361

Advisory (Plan)

WILSHIRE ASSOCIATES INCORPORATED1 year

Filed as: WISHIRE ASSOCIATES INCORPORATED

Service code 27

Advisory (Plan)

SELF ENHANCEMENT, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SELF ENHANCEMENT, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion