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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,508 | $82,674+89.3% | $125,363+24.8% | $68,495+128.5% |
| Participation rate | 85.7% | 75.0%+10.7pp | 82.4%+3.3pp | 67.9%+17.8pp |
| Annual return | -15.34% | -5.97%-9.4pp | 572.15%-587.5pp | -7.84%-7.5pp |
| Employer contribution / active EE | $3,571 | $3,382+5.6% | $4,815-25.8% | $2,596+37.5% |
| Participant deferral / active EE | $7,696 | $6,111+25.9% | $7,447+3.3% | $4,028+91.1% |
| Admin fee / account holder | $5,022 | $6,276-20.0% | $10,005-49.8% | $5,403-7.1% |