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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,724 | $78,425-45.5% | $95,956-55.5% | $79,858-46.5% |
| Participation rate | 72.2% | 73.5%-1.3pp | 77.1%-4.9pp | 69.6%+2.6pp |
| Annual return | 5.38% | 19.37%-14.0pp | 91.63%-86.2pp | 31.72%-26.3pp |
| Employer contribution / active EE | $1,865 | $1,945-4.1% | $2,541-26.6% | $2,471-24.5% |
| Participant deferral / active EE | $3,452 | $3,440+0.4% | $4,167-17.1% | $3,740-7.7% |
| Admin fee / account holder | $3,192 | $5,622-43.2% | $6,797-53.0% | $5,306-39.8% |