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| Provider | Service type | Compensation |
|---|---|---|
M GROUP INVESTMENT ADVISOR2 years Service code 99 · EIN 45-3838296 | Other Fees | $0 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,862 | $44,873-46.8% | $79,466-70.0% | $56,287-57.6% |
| Participation rate | 81.4% | 68.7%+12.7pp | 73.3%+8.1pp | 69.9%+11.6pp |
| Annual return | -8.96% | 0.81%-9.8pp | 718.28%-727.2pp | -9.96%+1.0pp |
| Employer contribution / active EE | $6,496 | $2,140+203.6% | $2,800+132.0% | $2,111+207.7% |
| Participant deferral / active EE | $881 | $2,746-67.9% | $3,704-76.2% | $3,350-73.7% |
| Admin fee / account holder | $167 | $418-60.0% | $5,104-96.7% | $521-67.9% |