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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,163 | $154,193-8.5% | $130,045+8.6% | $139,466+1.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 17.51% | 32.51%-15.0pp | -137.30%+154.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,953 | $5,292-63.1% | $4,321-54.8% | $4,754-58.9% |
| Participant deferral / active EE | $5,256 | $6,709-21.7% | $5,820-9.7% | $6,712-21.7% |
| Admin fee / account holder | $358 | $13,989-97.4% | $10,600-96.6% | $11,409-96.9% |