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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,517 | $82,678+38.5% | $125,391-8.7% | $68,490+67.2% |
| Participation rate | 96.9% | 75.1%+21.8pp | 82.4%+14.5pp | 67.9%+29.0pp |
| Annual return | -50.54% | -5.97%-44.6pp | 572.41%-623.0pp | -7.85%-42.7pp |
| Employer contribution / active EE | $7,098 | $3,382+109.9% | $4,816+47.4% | $2,597+173.3% |
| Participant deferral / active EE | $2,652 | $6,111-56.6% | $7,448-64.4% | $4,028-34.2% |
| Admin fee / account holder | $3,208 | $6,277-48.9% | $10,009-67.9% | $5,403-40.6% |