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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,825 | $105,210+126.0% | $159,487+49.1% | $85,851+177.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 1.56% | 45.08%-43.5pp | 263.71%-262.1pp | 318.63%-317.1pp |
| Employer contribution / active EE | $6,639 | $3,319+100.0% | $4,831+37.4% | $2,565+158.8% |
| Participant deferral / active EE | $3,101 | $5,946-47.9% | $7,354-57.8% | $3,952-21.5% |
| Admin fee / account holder | $13,289 | $6,934+91.6% | $10,804+23.0% | $6,261+112.3% |