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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,563 | $79,961+12.0% | $98,462-9.0% | $75,177+19.1% |
| Participation rate | 65.9% | 70.4%-4.5pp | 75.2%-9.3pp | 67.2%-1.3pp |
| Annual return | 14.21% | 19.75%-5.5pp | 21.17%-7.0pp | 160.75%-146.5pp |
| Employer contribution / active EE | $2,358 | $2,264+4.1% | $3,049-22.7% | $2,671-11.7% |
| Participant deferral / active EE | $4,050 | $3,753+7.9% | $4,738-14.5% | $4,126-1.9% |
| Admin fee / account holder | $2,539 | $6,842-62.9% | $8,875-71.4% | $5,651-55.1% |