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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,617 | $73,019-10.1% | $90,766-27.7% | $68,490-4.2% |
| Participation rate | 59.2% | 70.8%-11.6pp | 75.7%-16.5pp | 67.9%-8.7pp |
| Annual return | -14.73% | -13.81%-0.9pp | -12.16%-2.6pp | -7.85%-6.9pp |
| Employer contribution / active EE | $2,059 | $2,193-6.1% | $2,922-29.5% | $2,597-20.7% |
| Participant deferral / active EE | $3,452 | $3,626-4.8% | $4,565-24.4% | $4,028-14.3% |
| Admin fee / account holder | $2,142 | $5,897-63.7% | $8,446-74.6% | $5,403-60.4% |