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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,296 | $106,524+316.1% | $152,301+191.1% | $87,485+406.7% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.4%+10.1pp | 68.9%+23.7pp |
| Annual return | 12.90% | 26.89%-14.0pp | 80.50%-67.6pp | 26.06%-13.2pp |
| Employer contribution / active EE | $12,983 | $3,371+285.1% | $4,624+180.7% | $2,596+400.1% |
| Participant deferral / active EE | $10,028 | $6,525+53.7% | $8,004+25.3% | $4,274+134.6% |
| Admin fee / account holder | $47,169 | $8,287+469.2% | $14,398+227.6% | $7,775+506.7% |