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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,028 | $93,617+273.9% | $135,982+157.4% | $75,177+365.6% |
| Participation rate | 91.8% | 75.2%+16.6pp | 81.9%+9.9pp | 67.2%+24.6pp |
| Annual return | 18.51% | 30.89%-12.4pp | 68.32%-49.8pp | 160.75%-142.2pp |
| Employer contribution / active EE | $8,936 | $3,538+152.5% | $4,859+83.9% | $2,671+234.5% |
| Participant deferral / active EE | $10,927 | $6,406+70.6% | $7,760+40.8% | $4,126+164.8% |
| Admin fee / account holder | $3,885 | $6,980-44.3% | $10,767-63.9% | $5,651-31.2% |