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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,296 | $106,749+315.3% | $145,433+204.8% | $82,448+437.7% |
| Participation rate | 92.6% | 75.6%+16.9pp | 82.1%+10.5pp | 68.1%+24.5pp |
| Annual return | 12.90% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $12,983 | $3,444+276.9% | $4,554+185.1% | $2,551+408.9% |
| Participant deferral / active EE | $10,028 | $6,519+53.8% | $7,897+27.0% | $4,139+142.3% |
| Admin fee / account holder | $47,169 | $8,390+462.2% | $13,129+259.3% | $7,234+552.0% |