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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,583 | $150,435-29.2% | $120,580-11.6% | $145,897-26.9% |
| Participation rate | 88.9% | 78.8%+10.1pp | 72.0%+16.9pp | 80.3%+8.6pp |
| Annual return | 13.99% | 154.60%-140.6pp | 107.48%-93.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $3,390 | $4,352-22.1% | $3,469-2.3% | $4,663-27.3% |
| Participant deferral / active EE | $11,765 | $6,174+90.6% | $4,995+135.5% | $6,689+75.9% |
| Admin fee / account holder | $1,645 | $12,182-86.5% | $9,418-82.5% | $13,390-87.7% |