Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,236 | $46,599+7.8% | $64,101-21.6% | $75,173-33.2% |
| Participation rate | 12.4% | 65.9%-53.6pp | 72.3%-59.9pp | 67.2%-54.8pp |
| Annual return | 11.54% | 26.06%-14.5pp | 33.72%-22.2pp | 160.72%-149.2pp |
| Employer contribution / active EE | $1,228 | $1,975-37.8% | $2,749-55.3% | $2,671-54.0% |
| Participant deferral / active EE | $2,991 | $2,837+5.4% | $3,881-22.9% | $4,126-27.5% |
| Admin fee / account holder | $1,503 | $2,956-49.2% | $3,070-51.1% | $5,651-73.4% |