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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,335 | $129,960-52.0% | $104,299-40.2% | $134,545-53.7% |
| Participation rate | 76.9% | 79.5%-2.6pp | 73.3%+3.6pp | 81.2%-4.3pp |
| Annual return | -24.96% | 42.06%-67.0pp | 24.62%-49.6pp | 418.37%-443.3pp |
| Employer contribution / active EE | $2,152 | $4,186-48.6% | $3,373-36.2% | $4,742-54.6% |
| Participant deferral / active EE | $9,777 | $5,589+74.9% | $4,626+111.4% | $6,401+52.7% |
| Admin fee / account holder | $718 | $9,324-92.3% | $7,339-90.2% | $11,431-93.7% |