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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,020 | $149,741-68.6% | $118,914-60.5% | $158,982-70.4% |
| Participation rate | 71.4% | 82.1%-10.7pp | 75.4%-4.0pp | 82.0%-10.5pp |
| Annual return | 39.25% | 19.94%+19.3pp | 35.89%+3.4pp | 302.99%-263.7pp |
| Employer contribution / active EE | $2,415 | $4,119-41.4% | $3,264-26.0% | $4,763-49.3% |
| Participant deferral / active EE | $8,515 | $5,226+63.0% | $4,266+99.6% | $5,983+42.3% |
| Admin fee / account holder | $434 | $8,607-95.0% | $6,582-93.4% | $11,252-96.1% |