Retirement plan

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Name: ROTTINGHAUS COMPANY, INC. - ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN (2022) Form 5500
Creator: ROTTINGHAUS COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN, ROTTINGHAUS COMPANY, INC.

ROTTINGHAUS COMPANY, INC.EIN 93-0981410Plan #002PY 2022

510 GILLETTE STREET - LACROSS, WI 54603608-784-2774rcisubs.comLinkedIn1001-5000 employeesrestaurants

Prospect flagsHigh feesLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$18.8M

-22.4% from 2021

Total participants

875

-7.7% from 2021

Average account balance

$41,833

+6.3% from 2021

Annual return

-17.67%

-30.31 pp from 2021

Benchmarks

See 1,278 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,278 peers

Snapshot2022

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$23.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

377

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

27.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONWIDE4 years Service code 13 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Contract Administrator	$77,902
BENEFIT PLANS ADMIN SERVICES, INC.3 years Filed as: BENEFIT PLANS PLUS Service code 15 11701 BORMAN DRIVE, SUITE 300 · ST. LOUIS, MO 63146	Recordkeeping	$29,926
ROYAL ALLIANCE ASSOCIATES INC4 years Filed as: ROYAL ALLIANCE ASSOCIATES, INC. Service code 27 10 EXCHANGE PLACE #1410 · JERSEY CITY, NJ 07302	Advisory (Plan)	$23,019
SAFE ASSOCIATES, INC.1 year Filed as: 401(K) SAFE 3(16), LLC Service code 15 P.O. BOX 518 · ALBERTVILLE, AL 35950	Recordkeeping	$18,183
LBMC, PC2 years Filed as: LBMC PC Service code 10 201 FRANKLIN ROAD · BRENTWOOD, TN 37027	Accounting	$12,000
LEAFHOUSE FINANCIAL ADVISORS, LLC3 years Filed as: LEAFHOUSE FINANCIAL ADVISORS Service code 27 6504 BRIDGEPOINT PARKWAY, SUITE 450 · AUSTIN, TX 78730	Advisory (Plan)	$7,305

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$168K

$257 / participant

Other / not subdivided$168K100.0%

% of EOY assets

0.896%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: LBMC, PC
Auditor EIN: 621199757
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,833

$42,353-1.2%

$79,550-47.4%

$64,808-35.5%

Participation rate

35.1%

64.8%-29.7pp

69.5%-34.4pp

71.5%-36.4pp

Annual return

-17.67%

-12.24%-5.4pp

0.16%-17.8pp

32.82%-50.5pp

Employer contribution / active EE

$568

$1,181-51.8%

$2,413-76.4%

$2,506-77.3%

Participant deferral / active EE

$1,140

$3,170-64.0%

$3,985-71.4%

$4,310-73.5%

Admin fee / account holder

$375

$160+134.9%

$6,832-94.5%

$188+99.6%

Provider

Service type

Compensation

NATIONWIDE4 years

Service code 13

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Contract Administrator

$77,902

BENEFIT PLANS ADMIN SERVICES, INC.3 years

Filed as: BENEFIT PLANS PLUS

Service code 15

11701 BORMAN DRIVE, SUITE 300 · ST. LOUIS, MO 63146

Recordkeeping

$29,926

ROYAL ALLIANCE ASSOCIATES INC4 years

Filed as: ROYAL ALLIANCE ASSOCIATES, INC.

Service code 27

10 EXCHANGE PLACE #1410 · JERSEY CITY, NJ 07302

Advisory (Plan)

$23,019

SAFE ASSOCIATES, INC.1 year

Filed as: 401(K) SAFE 3(16), LLC

Service code 15

P.O. BOX 518 · ALBERTVILLE, AL 35950

Recordkeeping

$18,183

LBMC, PC2 years

Filed as: LBMC PC

Service code 10

201 FRANKLIN ROAD · BRENTWOOD, TN 37027

Accounting

$12,000

LEAFHOUSE FINANCIAL ADVISORS, LLC3 years

Filed as: LEAFHOUSE FINANCIAL ADVISORS

Service code 27

6504 BRIDGEPOINT PARKWAY, SUITE 450 · AUSTIN, TX 78730

Advisory (Plan)

$7,305

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion