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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,288 | $105,158-59.8% | $94,672-55.3% | $139,487-69.7% |
| Participation rate | 87.5% | 82.4%+5.1pp | 80.8%+6.7pp | 80.3%+7.2pp |
| Annual return | 8.60% | 38.11%-29.5pp | 156.89%-148.3pp | 373.84%-365.2pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,686 | $7,599-38.3% | $7,417-36.8% | $6,713-30.2% |
| Admin fee / account holder | $187,641 | $8,972+1991.5% | $7,222+2498.3% | $11,407+1544.9% |