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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,647 | $115,917+191.3% | $100,535+235.8% | $158,982+112.4% |
| Participation rate | 83.3% | 81.6%+1.7pp | 79.4%+3.9pp | 82.0%+1.4pp |
| Annual return | 15.92% | 34.80%-18.9pp | 30.90%-15.0pp | 302.99%-287.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,723 | $6,677-44.2% | $6,271-40.6% | $5,983-37.8% |
| Admin fee / account holder | $83,549 | $11,002+659.4% | $8,085+933.4% | $11,252+642.6% |