Filed May 27, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,765 | $65,367-2.5% | $92,915-31.4% | $72,976-12.6% |
| Participation rate | 97.1% | 68.3%+28.8pp | 76.0%+21.1pp | 69.5%+27.6pp |
| Annual return | 25.85% | 42.11%-16.3pp | 109.45%-83.6pp | 81.02%-55.2pp |
| Employer contribution / active EE | $5,123 | $2,594+97.5% | $3,653+40.2% | $2,440+109.9% |
| Participant deferral / active EE | $5,313 | $3,128+69.8% | $4,238+25.4% | $3,608+47.3% |
| Admin fee / account holder | $8,222 | $4,251+93.4% | $5,796+41.9% | $5,124+60.5% |