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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,921 | $107,363+5.2% | $92,909+21.5% | $152,897-26.1% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 14.74% | 145.63%-130.9pp | 109.44%-94.7pp | 345.43%-330.7pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,021 | $4,848-17.1% | $4,238-5.1% | $5,851-31.3% |
| Admin fee / account holder | $2,846 | $7,082-59.8% | $5,795-50.9% | $11,599-75.5% |