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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,997 | $98,240-52.2% | $82,313-42.9% | $147,585-68.2% |
| Participation rate | 92.9% | 79.7%+13.1pp | 76.9%+16.0pp | 82.8%+10.0pp |
| Annual return | 19.01% | 30.85%-11.8pp | 25.88%-6.9pp | 578.58%-559.6pp |
| Employer contribution / active EE | $2,320 | $3,192-27.3% | $2,428-4.4% | $4,876-52.4% |
| Participant deferral / active EE | $5,298 | $4,383+20.9% | $3,706+42.9% | $5,439-2.6% |
| Admin fee / account holder | $717 | $8,563-91.6% | $5,608-87.2% | $10,886-93.4% |