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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,596 | $88,707-64.4% | $74,184-57.4% | $273,972-88.5% |
| Participation rate | 78.9% | 79.4%-0.5pp | 76.6%+2.3pp | 83.0%-4.1pp |
| Annual return | 0.00% | 11.94%-11.9pp | 17.74%-17.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,911 | $3,159-39.5% | $2,370-19.4% | $4,869-60.7% |
| Participant deferral / active EE | $3,717 | $4,212-11.7% | $3,550+4.7% | $5,287-29.7% |
| Admin fee / account holder | $420 | $8,717-95.2% | $5,586-92.5% | $10,133-95.9% |