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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,069 | $57,350-9.2% | $83,850-37.9% | $64,181-18.9% |
| Participation rate | 96.4% | 68.6%+27.8pp | 76.1%+20.3pp | 69.6%+26.9pp |
| Annual return | -6.23% | 11.38%-17.6pp | 850.92%-857.2pp | 7.63%-13.9pp |
| Employer contribution / active EE | $10,720 | $2,545+321.2% | $3,631+195.2% | $2,381+350.3% |
| Participant deferral / active EE | $1,144 | $2,993-61.8% | $4,082-72.0% | $3,470-67.0% |
| Admin fee / account holder | $4,568 | $4,046+12.9% | $5,478-16.6% | $4,887-6.5% |