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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,092 | $45,566-25.2% | $64,105-46.8% | $59,633-42.8% |
| Participation rate | 36.8% | 60.2%-23.3pp | 68.2%-31.3pp | 68.7%-31.8pp |
| Annual return | -0.99% | 4.95%-5.9pp | 791.24%-792.2pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $147 | $934-84.2% | $1,820-91.9% | $2,203-93.3% |
| Participant deferral / active EE | $1,476 | $2,057-28.2% | $2,822-47.7% | $3,192-53.7% |
| Admin fee / account holder | $816 | $3,268-75.0% | $4,499-81.9% | $4,297-81.0% |