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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,988 | $118,875+147.3% | $96,572+204.4% | $167,553+75.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 15.53% | 50.50%-35.0pp | 37.79%-22.3pp | 478.89%-463.4pp |
| Employer contribution / active EE | $20,476 | $3,121+556.1% | $2,357+768.6% | $4,840+323.1% |
| Participant deferral / active EE | $10,032 | $4,617+117.3% | $3,850+160.6% | $6,343+58.2% |
| Admin fee / account holder | $1,289 | $8,070-84.0% | $6,183-79.1% | $12,316-89.5% |