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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,029 | $112,933+113.4% | $90,970+165.0% | $158,982+51.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.22% | 215.82%-201.6pp | 134.60%-120.4pp | 302.99%-288.8pp |
| Employer contribution / active EE | $13,532 | $2,893+367.7% | $2,122+537.7% | $4,763+184.1% |
| Participant deferral / active EE | $7,333 | $4,128+77.6% | $3,373+117.4% | $5,983+22.6% |
| Admin fee / account holder | $3,998 | $8,047-50.3% | $5,961-32.9% | $11,252-64.5% |