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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,128 | $171,867-73.7% | $149,716-69.9% | $147,585-69.4% |
| Participation rate | 88.9% | 88.2%+0.7pp | 87.1%+1.8pp | 82.8%+6.1pp |
| Annual return | 24.27% | 2113.36%-2089.1pp | 1501.67%-1477.4pp | 578.58%-554.3pp |
| Employer contribution / active EE | $3,940 | $6,275-37.2% | $5,444-27.6% | $4,876-19.2% |
| Participant deferral / active EE | $4,369 | $7,270-39.9% | $6,568-33.5% | $5,439-19.7% |
| Admin fee / account holder | $2,825 | $13,799-79.5% | $11,282-75.0% | $10,886-74.1% |