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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,324 | $153,769-76.4% | $133,975-72.9% | $273,972-86.7% |
| Participation rate | 77.8% | 88.4%-10.6pp | 87.1%-9.3pp | 83.0%-5.2pp |
| Annual return | 8.27% | 36.51%-28.2pp | 29.29%-21.0pp | 41.46%-33.2pp |
| Employer contribution / active EE | $3,479 | $6,029-42.3% | $5,211-33.2% | $4,869-28.6% |
| Participant deferral / active EE | $4,137 | $6,958-40.6% | $6,282-34.1% | $5,287-21.8% |
| Admin fee / account holder | $3,756 | $11,765-68.1% | $9,324-59.7% | $10,133-62.9% |