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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,047 | $77,817-48.5% | $123,553-67.6% | $64,173-37.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.57% | 12.49%-21.1pp | 119.21%-127.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $5,780 | $3,014+91.8% | $4,628+24.9% | $2,381+142.8% |
| Participant deferral / active EE | $4,007 | $5,240-23.5% | $6,426-37.6% | $3,470+15.5% |
| Admin fee / account holder | $517 | $5,519-90.6% | $9,284-94.4% | $4,887-89.4% |