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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,132 | $69,383-19.1% | $101,275-44.6% | $73,497-23.6% |
| Participation rate | 29.2% | 68.4%-39.2pp | 75.8%-46.6pp | 70.7%-41.5pp |
| Annual return | 15.50% | 18.46%-3.0pp | 46.48%-31.0pp | 28.51%-13.0pp |
| Employer contribution / active EE | $869 | $2,628-66.9% | $3,660-76.3% | $2,270-61.7% |
| Participant deferral / active EE | $1,796 | $3,301-45.6% | $4,371-58.9% | $3,740-52.0% |
| Admin fee / account holder | $1 | $704-99.8% | $5,948-100.0% | $513-99.8% |