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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,889 | $63,114-21.0% | $92,915-46.3% | $65,186-23.5% |
| Participation rate | 26.4% | 68.8%-42.4pp | 76.0%-49.6pp | 70.2%-43.8pp |
| Annual return | 21.30% | 28.75%-7.5pp | 109.45%-88.1pp | 29.39%-8.1pp |
| Employer contribution / active EE | $695 | $2,571-73.0% | $3,653-81.0% | $2,177-68.1% |
| Participant deferral / active EE | $1,553 | $3,108-50.0% | $4,238-63.4% | $3,514-55.8% |
| Admin fee / account holder | $0 | $624-100.0% | $5,796-100.0% | $847-100.0% |