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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,654 | $95,915-64.9% | $79,580-57.7% | $134,532-75.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.78% | -2.71%-19.1pp | 0.15%-21.9pp | 418.27%-440.1pp |
| Employer contribution / active EE | $1,787 | $3,129-42.9% | $2,413-26.0% | $4,741-62.3% |
| Participant deferral / active EE | $4,637 | $4,693-1.2% | $3,985+16.3% | $6,401-27.6% |
| Admin fee / account holder | $3,242 | $9,132-64.5% | $6,835-52.6% | $11,429-71.6% |