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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,972 | $112,933-65.5% | $90,970-57.2% | $158,982-75.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 25.50% | 215.82%-190.3pp | 134.60%-109.1pp | 302.99%-277.5pp |
| Employer contribution / active EE | $1,851 | $2,893-36.0% | $2,122-12.8% | $4,763-61.1% |
| Participant deferral / active EE | $6,635 | $4,128+60.7% | $3,373+96.7% | $5,983+10.9% |
| Admin fee / account holder | $3,462 | $8,047-57.0% | $5,961-41.9% | $11,252-69.2% |