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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,281 | $183,592+53.2% | $155,567+80.8% | $145,959+92.7% |
| Participation rate | 77.3% | 82.7%-5.4pp | 78.2%-0.9pp | 80.3%-3.0pp |
| Annual return | 17.82% | 61.24%-43.4pp | 64.74%-46.9pp | 561.95%-544.1pp |
| Employer contribution / active EE | $3,636 | $5,315-31.6% | $4,674-22.2% | $4,661-22.0% |
| Participant deferral / active EE | $4,749 | $6,464-26.5% | $5,628-15.6% | $6,689-29.0% |
| Admin fee / account holder | $8,229 | $19,318-57.4% | $15,916-48.3% | $13,398-38.6% |