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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,281 | $183,539+53.3% | $155,556+80.8% | $145,897+92.8% |
| Participation rate | 77.3% | 82.7%-5.4pp | 78.2%-1.0pp | 80.3%-3.0pp |
| Annual return | 17.82% | 61.31%-43.5pp | 64.84%-47.0pp | 552.29%-534.5pp |
| Employer contribution / active EE | $3,636 | $5,315-31.6% | $4,675-22.2% | $4,663-22.0% |
| Participant deferral / active EE | $4,749 | $6,467-26.6% | $5,631-15.7% | $6,689-29.0% |
| Admin fee / account holder | $8,229 | $19,275-57.3% | $15,885-48.2% | $13,390-38.5% |