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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,739 | $93,617+6.5% | $135,982-26.7% | $75,177+32.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.89% | 30.89%-18.0pp | 68.32%-55.4pp | 160.75%-147.9pp |
| Employer contribution / active EE | $7,429 | $3,538+110.0% | $4,859+52.9% | $2,671+178.1% |
| Participant deferral / active EE | $6,484 | $6,406+1.2% | $7,760-16.4% | $4,126+57.1% |
| Admin fee / account holder | $18,981 | $6,980+172.0% | $10,767+76.3% | $5,651+235.9% |