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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,784 | $127,387-24.0% | $115,038-15.9% | $125,389-22.8% |
| Participation rate | 95.8% | 84.2%+11.7pp | 81.4%+14.5pp | 83.2%+12.6pp |
| Annual return | -1.01% | 31.28%-32.3pp | 26.14%-27.2pp | 282.24%-283.3pp |
| Employer contribution / active EE | $9,671 | $5,166+87.2% | $4,608+109.9% | $4,866+98.7% |
| Participant deferral / active EE | $6,075 | $6,423-5.4% | $6,026+0.8% | $5,352+13.5% |
| Admin fee / account holder | $1,204 | $9,516-87.3% | $8,175-85.3% | $9,541-87.4% |