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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,928 | $65,712-89.5% | $57,196-87.9% | $273,972-97.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.3%+24.7pp | 83.0%+17.0pp |
| Annual return | 8.00% | 22.01%-14.0pp | 14.59%-6.6pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,519 | $3,280-53.7% | $2,683-43.4% | $4,869-68.8% |
| Participant deferral / active EE | $963 | $3,782-74.5% | $3,096-68.9% | $5,287-81.8% |
| Admin fee / account holder | $417 | $4,838-91.4% | $3,141-86.7% | $10,133-95.9% |