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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,155 | $103,393+68.4% | $87,103+99.9% | $152,909+13.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 18.09% | 28.10%-10.0pp | 28.19%-10.1pp | 345.46%-327.4pp |
| Employer contribution / active EE | $7,107 | $3,221+120.6% | $2,521+181.9% | $4,764+49.2% |
| Participant deferral / active EE | $4,344 | $4,778-9.1% | $4,049+7.3% | $5,851-25.8% |
| Admin fee / account holder | $7,427 | $12,195-39.1% | $7,491-0.9% | $11,601-36.0% |