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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,277 | $78,694+32.5% | $67,652+54.1% | $125,389-16.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -1.64% | 9.46%-11.1pp | 6625.40%-6627.0pp | 282.24%-283.9pp |
| Employer contribution / active EE | $6,906 | $3,044+126.9% | $2,266+204.8% | $4,866+41.9% |
| Participant deferral / active EE | $3,058 | $4,292-28.7% | $3,560-14.1% | $5,352-42.9% |
| Admin fee / account holder | $1,593 | $7,403-78.5% | $4,821-67.0% | $9,541-83.3% |