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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,659 | $108,897+39.3% | $100,378+51.1% | $145,877+4.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 23.95% | 58.17%-34.2pp | 49.41%-25.5pp | 551.28%-527.3pp |
| Employer contribution / active EE | $8,242 | $4,420+86.5% | $3,942+109.1% | $4,663+76.7% |
| Participant deferral / active EE | $25,485 | $8,455+201.4% | $8,087+215.1% | $6,691+280.9% |
| Admin fee / account holder | $12,741 | $9,690+31.5% | $7,899+61.3% | $13,402-4.9% |