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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,416 | $99,668-5.3% | $86,451+9.2% | $134,545-29.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.38% | 6789.61%-6811.0pp | 4398.51%-4419.9pp | 418.37%-439.8pp |
| Employer contribution / active EE | $3,558 | $4,403-19.2% | $3,770-5.6% | $4,742-25.0% |
| Participant deferral / active EE | $9,767 | $7,249+34.7% | $6,953+40.5% | $6,401+52.6% |
| Admin fee / account holder | $13,480 | $8,377+60.9% | $6,734+100.2% | $11,431+17.9% |