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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,753 | $55,446-44.5% | $155,574-80.2% | $74,429-58.7% |
| Participation rate | 99.0% | 61.9%+37.1pp | 78.2%+20.8pp | 67.2%+31.8pp |
| Annual return | 14.16% | 269.20%-255.0pp | 64.87%-50.7pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $2,205 | $2,266-2.7% | $4,676-52.9% | $2,625-16.0% |
| Participant deferral / active EE | $4,191 | $2,836+47.8% | $5,629-25.6% | $4,348-3.6% |
| Admin fee / account holder | $801 | $1,743-54.0% | $15,914-95.0% | $1,944-58.8% |