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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,173 | $77,908-67.7% | $149,696-83.2% | $75,173-66.5% |
| Participation rate | 96.2% | 65.6%+30.6pp | 78.8%+17.4pp | 67.2%+29.0pp |
| Annual return | 18.92% | 31.73%-12.8pp | 134.46%-115.5pp | 160.72%-141.8pp |
| Employer contribution / active EE | $2,527 | $3,138-19.4% | $4,821-47.6% | $2,671-5.4% |
| Participant deferral / active EE | $4,671 | $3,411+36.9% | $5,682-17.8% | $4,126+13.2% |
| Admin fee / account holder | $3,118 | $5,950-47.6% | $13,212-76.4% | $5,651-44.8% |